made textures

[Pragmatist]

Im kinda a slow learner. Ive been searching the web and found a lot of nice tutorials on how to make your own textures. But I cant figure out how to apply them to my pic.
Also say Im painting a coat on a character and I want to apply a texture that makes it look more like fabric. Is there a way to bend the texture so that its not flatly applied to my pic?
Any help would be most welcome. I realize this has probably been talked about but I couldn't find anything.
Thanks

[Idiot Apathy]

Uhm mumumumm, theres this one:
http://www.conceptart.org/forums/showthread.php?t=58654

But personally I think you'd be better off trying to paint it, but that's just me.